Financial consultants are such an integral part of the Singapore landscape that they might soon have their own starter pack  — a crisp shirt/ polo tee, lanyard, clipboard, and opening lines of "Hi are you a student?/ Can you help me do a 2-minute survey?"

But one guy had enough of their ineffective sales tactics and decided to offer some advice, tickling more than a couple of his fellow Singaporeans.

This is his Facebook post:

Here are the pointers Liu provided: 

- Don't force yourself on people (yeah, applies here too)

- Don't hide the fact that you're trying to sell people something

- Gifts don't work

Instead, for Liu, it's better to:

- Pass a brochure to the person, even if they reject you — he/she might just read it in their free time.

- Approach people in a straightforward manner, and ask if you could share some policies with them.

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In case you can't see the text:

Top image from Hardware Zone

Practical knowledge for young adults:

? Media freelancers in S'pore ought to be paid within 45 days of submitting their invoices