Here are some ways to get the best value from your S$500 SkillsFuture Credit 2020 top-up before Dec. 31, 2025

Looking to upskill yourself or find something new to do?

You can use your S$500 SkillFuture Credit top-up given to you back in 2020 to sign up for courses that fit your needs.

In June 2025, The Straits Times reported that about 70 per cent of the eligible Singaporeans have yet to use these credits which are due to expire on Dec. 31, 2025.

If you are one of those Singaporeans who have yet to use the credits, there are a variety of courses that are SkillsFuture Credit-eligible and have up to 90 per cent subsidies for you to consider.

Be it to learn a new skill for enhancing your professional life, switching careers or simply enriching your personal life, there’s no better time than right now.

Here are some courses you can consider, no matter your background or current job role.

Upping your social media and hustle game

Interested in personal growth beyond the workplace?

These courses might be just what you're looking for.

Storytelling using smartphone photography

Want to take your photography, or your Instagram game to the next level?

This course shows you how to snap photos that don’t just look good, but tell a story.

You’ll learn composition, lighting tricks, and editing tips, all from the convenience of your own phone, whether for work or your own projects.

Other than those looking to improve their photography skills, those working in the digital marketing field and in events may also find this course useful.

Find out more here.

TikTok Shop: Optimise your social media marketing engagement and boost sales

Do you spend your nights doomscrolling on TikTok? Why not turn that energy into learning how to use TikTok’s very own eCommerce feature and learn a new side hustle?

Learn how to set up and manage your TikTok Shop, create content and eCommerce campaigns that engage audiences through this course.

You will also learn to use platform promotional tools, including affiliate marketing to boost reach and sales.

Whether you’re building a brand or selling a product, or curious about how you can even get started, this course will give you the skills to grow.

Find out more here.

Japanese cakes & pastries

It’s not just all about social media skills, however.

Sometimes, you just want to make fancy treats to impress your relatives and friends.

For those who have an interest in baking or are looking to elevate your pastry skills, why not consider learning how to bake Japanese cakes and pastries?

The course is specifically designed for baking beginners and enthusiasts, so you don’t have to worry about having no prior skills.

Here, you can learn how to prepare a variety of cakes and pastries such as swiss rolls, cheese cakes as well as cream puffs.

And the best part is, you'll be ready to bake these sweet treats for your family and friends in time for the end-of-year festive season.

With the skills you acquire here, you can even turn your passion for baking into your very own home-based business.

Find out more here.

Upskilling yourself for your career

Looking to upskill yourself professionally, especially in areas that are identified as growing industries?

You might like these courses.

AI for business communication

If you are keen on making use of AI in some way at work or your job involves customer interaction, marketing, or corporate communications, this course is right up your alley.

You’ll learn how to apply AI in business communication and use AI tools like chatbots and virtual assistants to improve customer and user experience.

Packed with hands-on practice and real-life examples, this course will help you see how AI can make your workday easier.

Find out more here.

Generative AI@Work

By now, you would probably have at least seen a number of AI-generated videos and visuals from cat videos to uncanny deepfakes.

But beyond the memes, let this course show you how Generative AI can make you more productive at work.

If you are curious about how such a tool can be harnessed for work, or just want to have a better understanding of what Generative AI is all about, this course is for you.

Find out more here.

Sustainability 101 for the green economy

You are probably also aware that Singapore has launched the Singapore Green Plan 2030, which seeks to advance the country’s national agenda on sustainable development.

If you have been unsure about what this means for your business, or how you can contribute towards your company's green transition, this course is for you.

Here you’ll learn how to be a catalyst for change, shaping your company and those around you towards a more sustainable future.

This topic may not be that easy to navigate on your own and the green economy is definitely a growing industry, so why not give this a shot?

Find out more here.

More courses to choose from

These SkillsFuture Credit-eligible courses are offered by Nanyang Polytechnic (NYP), and these are not the only ones you can try.

Others include:

• Code with Vibe – Unlock Coding with Generative AI for Non-Tech Professionals
• Create Healthy Ice Cream based on Food Science Knowledge in Food Pilot Plant
• Cultivating Mindsets for Workplace Learning to Drive Business Growth
• Data Visualisation Practicum
• Hands-On 3D Printing & Modelling
• Workplace Communication: Effective Email Writing

So if you have yet to use your credits, why not explore if any of these courses speak to you?

You can find more information on various courses here.

This branded article by Nanyang Polytechnic got this writer thinking whether learning how to make pastries will help impress her boss.

Top left photo from Canva, second photo from left from Nanyang Polytechnic, second photo from right and right photo from istockphoto