A tenant & landlord can both claim CDC vouchers using 1 address, & it's not a loophole. Here's why.

Singaporean households can now claim a fresh batch of S$300 Community Development Council (CDC) vouchers.

CDC vouchers are given out to each Singaporean household, and only one person representing each household can claim them on behalf of the whole household.

Once that person has claimed the vouchers, they can then be shared with other members.

But this also means that once that person has claimed the vouchers, no one else from that household can claim them.

This "one set of vouchers per household" limit seems to have confused some into thinking that the limit is "one set of vouchers per residential address" instead, which is not the case.

"Wait, one address can receive multiple sets of vouchers?"

People living in a single address could actually be entitled to more than one set of vouchers, as there may be more than one household living at the same address.

A good example of this is tenants and landlords, who might be from different households, even though they share the same address.

What is a household?

As the Department of Statistics Singapore website puts it, "Although persons may be living in the same house, they may not be members of the same household."

The appeal form provided by the CDC has the same understanding, and further defines a household that is eligible for the vouchers as follows:

Notably, an eligible household includes family members who are related by blood, marriage or legal adoption (e.g. spouse, parents, children, siblings, uncles, aunts, cousins and in-laws) and are living at the same residence as reflected on their NRICs.

However, it excludes domestic helpers, unrelated tenants, godparents and friends living at the same address.

This means that co-tenants not related by blood, marriage, or legal adoption, are considered to be part of different households even though they share the same registered address on their NRIC — and it means that each of them can claim their own set of CDC vouchers.

One example is those under HDB’s Joint Singles Scheme. The scheme allows singles to rent a flat together.

Such co-tenants, who can prove they are from separate households, will each be able to claim CDC vouchers, according to the Minister for National Development.

Landlords and tenants

The same goes if you are a landlord with tenants living at your house.

As long as you are unrelated to your tenants, either party can appeal for a separate set of vouchers.

Note that this only applies to landlords who are still living at the same address.

If you are renting out your entire property and live elsewhere — for example, with your children, or in a second property — you should only claim CDC vouchers with the household you live with.

Not updating NRIC?

Complications may arise where either party has not updated their address on their NRIC.

This could result in a landlord (or previous occupant) being able to claim vouchers for a given address even when they no longer stay there.

The CDC voucher website says that such cases should be reported to the ICA.

The website further points out that under Regulation 11A of the National Registration Act, all IC holders need to report a change of address within 28 days of moving into a new residence, whether the residence is located in or outside of Singapore.

How to appeal for more vouchers

According to the CDC vouchers website, if you're not able to claim vouchers because someone from another household has already done so, you can put in an appeal for the vouchers.

The "Application for Appeal for CDC Vouchers Scheme 2025 (January)" form, available at community centres, looks like this:

One of the possible "reason(s) for appeal" listed on the form is the situation where one's household is "currently staying at a tenanted place, and there are other households staying, who have already claimed the vouchers".

Appeal process and things to bring

While the process for appeals is fairly quick and straightforward, you unfortunately cannot do so online and will need to head down to your nearest community centre.

You will need two things: your physical or digital Singpass NRIC, and any relevant document that shows proof of household.

Such a document could include a tenancy agreement, a marriage certificate, or key collection letters from the Housing & Development Board (HDB).

All that's left, then, is to head on down to the community centre where you can collect your appeal form.

Mothership found a copy of the form in the admin room on the first floor of the Bishan Community Club. There were signs put up to helpfully indicate where the CDC voucher applications were being handled.

The form is short and takes only about ten minutes to fill out.

Do take note that the deadline for CDC voucher appeals is on Dec. 15, 2025.

So, if you're saving up the vouchers for the end of the year and will need to appeal for them, give yourself ample time to do so.

Top photo from Canva & Nigel Chua.